Privacy Policy

1. Introduction

Checkbook Register & Ledger (“we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy explains how our mobile application handles information when you use the app. By using Checkbook Register & Ledger, you agree to the practices described in this policy.

2. Information We Collect

We do not collect, transmit, or store any personal or financial information on our servers. All information entered into the app is stored locally on your device unless you choose to export or back it up yourself.

3. Financial Data

Any income, expense, budget, account, savings goal, or transaction data you enter is stored locally in the app’s database on your device. We do not have access to this data and cannot view, modify, or recover it.

4. Device Information

The app may access certain device features, such as biometric authentication (fingerprint or face recognition), storage for local backups, and the camera for receipt scanning. These features are optional and used solely to improve your in-app experience.

5. Permissions

Depending on the features you use, the app may request permissions including camera access, storage access, and biometric authentication. You can manage or revoke these permissions through your device settings at any time.

6. Data Storage

All app data is stored locally on your device using secure, platform-standard storage mechanisms. We do not operate cloud storage for your data. You are responsible for keeping your device secure.

7. Backup & Restore

If you create a backup of your data, the backup file is stored on your device or in a location you choose. We recommend storing backups in a secure location. Backup and restore actions are entirely under your control.

8. Third Party Services

The app may use third-party libraries for chart rendering, PDF export, or analytics. These libraries operate within the app and do not transmit your financial data to external services. We do not integrate with advertising networks.

9. Security

We implement reasonable security measures, including optional app lock with a PIN or biometric authentication, to protect access to the app. However, no method of electronic storage is completely secure, and we cannot guarantee absolute security.

10. User Rights

You have full control over your data. You can add, edit, delete, export, or back up your information at any time. Deleting the app will remove locally stored data unless a backup has been saved elsewhere.

11. Children's Privacy

The app is not intended for children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided information, please contact us so we can assist.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of the app after changes means you accept the revised policy.

13. Contact

If you have any questions about this Privacy Policy, contact us at zainabzia571@gmail.com.